Statutory farm insurance · Spain · national
Mandatory if…
A special scheme for self-employed farmers within Spain's social security scheme for the self-employed (RETA), run by the Tesorería General de la Seguridad Social (TGSS). A farmer in SETA pays a reduced rate on a lower contribution base for the compulsory benefits (old-age pension, invalidity, survivors' benefits), while cover for temporary incapacity and work accidents is voluntary. Registration and payment are handled with the Seguridad Social.
By law (LGSS art. 323–324) a self-employed farmer aged over 18 falls into SETA if they: own, rent or otherwise hold a farm; earn at least 50% of their total income from farming or related activities, with at least 25% coming directly from farming on their own farm; spend more than half of their working time on farming; have annual net farm returns of no more than 75% of the annual maximum contribution base of the general scheme; and do the work personally and directly, with at most 2 employees on monthly bases or 546 actual day-wages a year (with several registered holders, +1 employee or +273 days per extra holder). The income conditions can be proved with the average of the previous three years. A self-employed farmer who does not meet them is insured under the general RETA (art. 305).
For compulsory benefits the rate is 18.75% if the farmer chooses a base of up to 120% of the minimum base of RETA band 1; above that, the general RETA rate applies to the excess (LGSS art. 325). The base is chosen from net-income bands, with amounts set each year by the budget law. Cover for temporary incapacity and work accidents is voluntary at separate rates. Check the exact monthly amount with the Seguridad Social.
For information only, not legal advice. Mandatory membership is set by local law — each profile lists its source.